[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mahony.cz\/penize-si-muzeme-pujcit\/#Article","mainEntityOfPage":"https:\/\/www.mahony.cz\/penize-si-muzeme-pujcit\/","headline":"Pen\u00edze si m\u016f\u017eeme p\u016fj\u010dit","name":"Pen\u00edze si m\u016f\u017eeme p\u016fj\u010dit","description":"Nikdo z n\u00e1s samoz\u0159ejm\u011b nechce b\u00fdt chud\u00fd. Kdo by to tak\u00e9 mohl cht\u00edt, \u017ee? Snad jedin\u011b n\u011bjak\u00fd masochista, kter\u00e9mu d\u011bl\u00e1 dob\u0159e, kdy\u017e mu nen\u00ed dob\u0159e. Ale v\u011bt\u0161ina lid\u00ed nerada \u010d\u00edmkoliv trp\u00ed, a proto tou\u017e\u00ed vyhnout se i chudob\u011b, kter\u00e1 negativn\u011b ovliv\u0148uje \u017eivot v mnoha ohledech. Kdo je chud\u00fd, ten se prost\u011b nem\u00e1. Ten p\u0159ich\u00e1z\u00ed o…","datePublished":"2024-05-13","dateModified":"2024-06-13","author":{"@type":"Person","@id":"https:\/\/www.mahony.cz\/author\/#Person","name":"","url":"https:\/\/www.mahony.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/4bf629230dc34158290ba5b10491f45b3bfbba94b88af3386c3da2fed730f430?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mahony.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mahony.cz\/wp-content\/uploads\/pppppppppppppppppppp_7.jpg","url":"https:\/\/www.mahony.cz\/wp-content\/uploads\/pppppppppppppppppppp_7.jpg","height":0,"width":0},"url":"https:\/\/www.mahony.cz\/penize-si-muzeme-pujcit\/","about":["Pen\u00edze"],"wordCount":400,"articleBody":"   Nikdo z n\u00e1s samoz\u0159ejm\u011b nechce b\u00fdt chud\u00fd. Kdo by to tak\u00e9 mohl cht\u00edt, \u017ee? Snad jedin\u011b n\u011bjak\u00fd masochista, kter\u00e9mu d\u011bl\u00e1 dob\u0159e, kdy\u017e mu nen\u00ed dob\u0159e. Ale v\u011bt\u0161ina lid\u00ed nerada \u010d\u00edmkoliv trp\u00ed, a proto tou\u017e\u00ed vyhnout se i chudob\u011b, kter\u00e1 negativn\u011b ovliv\u0148uje \u017eivot v mnoha ohledech. Kdo je chud\u00fd, ten se prost\u011b nem\u00e1. Ten p\u0159ich\u00e1z\u00ed o mo\u017enost si leccos koupit, tomu nikdo neprokazuje slu\u017eby, za kter\u00e9 se mus\u00ed platit, a to nen\u00ed \u017e\u00e1dn\u00e9 pot\u011b\u0161en\u00ed.A nen\u00ed tedy divu, \u017ee kdy\u017e u\u017e je n\u011bkdo chud\u00fd, sna\u017e\u00ed se tohoto \u00fad\u011blu co nejrychleji zbavit. Tedy sh\u00e1n\u00ed dal\u0161\u00ed pen\u00edze, d\u00edky kter\u00fdm by se stal zase solventn\u00edm. A kdy\u017e m\u00e1 \u0161t\u011bst\u00ed, poda\u0159\u00ed se mu je v\u010das vyd\u011blat. A kdy\u017e se mu to nepoda\u0159\u00ed? Pak si doty\u010dn\u00fd pen\u00edze aspo\u0148 p\u016fj\u010duje. Samoz\u0159ejm\u011b tehdy, kdy\u017e mu je n\u011bkdo ochotn\u00fd p\u016fj\u010dit, co\u017e nen\u00ed zase a\u017e takov\u00e1 samoz\u0159ejmost.A jak se na\u0161i lid\u00e9 uch\u00e1zej\u00ed o p\u016fj\u010dku? P\u0159ece tak, \u017ee oslov\u00ed n\u011bkoho, kdo jim ji dok\u00e1\u017ee poskytnout a snad i poskytne.Jen\u017ee takov\u00fdm osloven\u00edm to jenom za\u010d\u00edn\u00e1. A pak nevyhnuteln\u011b n\u00e1sleduje pod\u00e1n\u00ed \u017e\u00e1dosti a dolo\u017een\u00ed bonity, tedy ochoty a schopnosti spl\u00e1cet. A tady to pro mnoh\u00e9 lidi \u0161patn\u011b kon\u010d\u00ed. Nejsou po ekonomick\u00e9 str\u00e1nce takov\u00ed, jak\u00e9 by si je finan\u010dn\u00edci p\u0159edstavovali, a tak se jim jejich \u017e\u00e1dosti \u010dasto zam\u00edtaj\u00ed.Ale u nebankovn\u00ed hypot\u00e9ky je jen m\u00e1lo pravd\u011bpodobn\u00e9, \u017ee by \u010dlov\u011bku v t\u00edsni po\u017eadovanou p\u016fj\u010dku neposkytli. Tady se toti\u017e ru\u010d\u00ed nemovitost\u00ed, a tak by odm\u00edtli jedin\u011b toho, kdo takovou z\u00e1ruku nem\u016f\u017ee d\u00e1t nebo kdo m\u00e1 p\u0159\u00edli\u0161 vysok\u00e9 po\u017eadavky a nemovitost p\u0159\u00edli\u0161 n\u00edzk\u00e9 hodnoty. V\u0161ichni ostatn\u00ed jsou uspokojeni, proto\u017ee je d\u00edky takov\u00e9 z\u00e1stav\u011b jasn\u00e9, \u017ee budou spl\u00e1cet a p\u016fj\u010den\u00e9 pen\u00edze vr\u00e1t\u00ed.Kdo po\u017e\u00e1d\u00e1 o nebankovn\u00ed hypot\u00e9ku, m\u016f\u017ee se t\u011b\u0161it t\u0159eba a\u017e na sedmdes\u00e1t procent odhadu zastaven\u00e9 nemovitosti, tedy i na dost vysokou \u010d\u00e1stku. Kterou dostane k dispozici t\u0159eba a\u017e na dlouh\u00fdch t\u0159icet let. A s t\u00edm u\u017e se potom d\u00e1 skute\u010dn\u011b kvalitn\u011b \u017e\u00edt.                                                                                                                                                                                                                                                                                                                                                                                                  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